*APY=Annual Percentage Yield. APY accurate as of 08/20/2019. Advertised APY applicable when the following conditions are met: (1) Minimum amount to open a new Certificate of Deposit account is $1000. ($500 for IRA’s ¹) (2) Have or open any InFirst Bank Personal or Business Checking account as noted, and (3) Open with new funds not currently on deposit with InFirst Bank within the last 30-days. Bonus will be applied as follows: Kasasa checking or any business checking account will receive a .25 bonus rate, or 2.50% *APY; Evergreen checking, .10 bonus rate, or 2.35% APY; any other checking, .05 bonus rate, or 2.30% APY. Certificates that do not meet the above conditions receive a competitive
2.25% APY. Offer applies to personal and business accounts. Not available for institutional or public funds. Customers must reside in our deposit market area. This promotional APY and interest rate will not be applied to existing time deposits that automatically rollover. At maturity, promotional certificates will rollover into a 24-month certificate with the rate/APY offered at that time. Cannot be combined with other offers. Available on balances from $1,000 up to $500,000. A penalty will be imposed for early withdrawals and will reduce earnings. Offer is subject to change at any time without notice. FDIC insured up to the maximum permitted by law. ¹IRA’s-Offer available for Traditional and Roth IRA CD annual contributions with new money, subject to the client's contribution eligibility and per all IRS rules; and for IRA transfers in from another financial institution.
**APY=Annual Percentage Yield. **APY accurate as of 05/31/2019. To be eligible for this account you must; (1) Open a new Personal or Business Relationship Money Market Account and, (2) Either currently have or newly open an active InFirst Bank Personal or Business checking account, and (3) Must be opened with new money that has not been on deposit in any InFirst Bank deposit account within the last 30 days. Not available for institutions or public funds. Customer must reside in our deposit market area. Promotional Rates guaranteed through December 31, 2020. After the promotional period the interest rate and **APY may change at the Bank's discretion. The promotional rate may also change prior to December 31, 2020 if an active checking account is not maintained. Fees could reduce earnings. Subject to be withdrawn at any time. The promotional **APY is limited to one account per social security or EIN number. FDIC insured up to the maximum permitted by law.
Minimum to open, $2,500. The tiered interest rate and APY is based upon the daily balance. A $10 service charge will apply if the daily balance falls below $2500. Unlimited transactions at InFirst Bank offices or ATMs. Maximum of six third party transactions are permitted per calendar month. A service charge of $15 will be applied for each check, third party transfer or withdrawal that posts in excess of six per calendar month.
Rates/Tiers for the card
0.30% **APY -on balances up to $24,999.99
2.00% **APY -on balances from $25,000 to $199,999.99
2.25% **APY -on balances from$200,000 to $499,999.99
0.40% **APY -on balances over $500,000